Shopping for a home in Saskatchewan? Here is something worth knowing before you build your closing-cost budget: Saskatchewan has no provincial land transfer tax. Unlike Ontario, British Columbia, or Quebec, Saskatchewan does not charge you a percentage of your purchase price just because ownership is changing hands. That is a meaningful saving.
What you do pay is a much smaller fee to register the title with ISC — Information Services Corporation, which administers the province’s land registry. The difference between that fee and a full land transfer tax is the kind of thing that makes a real difference in what you need to have ready on closing day.
Fees as of June 2026 — confirm the current amounts with your real estate lawyer before closing. ISC implemented fee changes effective April 15, 2026. The figures below reflect the structure verified against ISC’s published schedule; always confirm with your lawyer, as schedules can change.
What you pay instead: the ISC title transfer fee
When you buy property in Saskatchewan, ISC registers the change of ownership in the provincial land titles system. The fee for registering a transfer of title uses a sliding scale based on the property’s purchase price:
- Up to $500: no fee
- $501 to $6,300: $25 flat
- Over $6,300: 0.4% of the property’s value
For almost every home sale in Saskatchewan, you’ll be in that third tier. At 0.4%, the fee on a $400,000 home works out to roughly $1,600. On a $600,000 home, roughly $2,400. These are real dollars, but they are a fraction of what a percentage-based land transfer tax would cost at the same price points.
There is also a separate fee for registering your mortgage. As of April 15, 2026, ISC’s mortgage registration fees are tiered by mortgage amount:
- Up to $249,999: $200
- $250,000 to $500,000: $275
- $500,001 to $750,000: $525
- $750,001 to $1,000,000: $775
Your real estate lawyer registers both documents and includes the fees in your closing cost statement. There are no surprises if you plan for them early.
How this compares to other provinces
The contrast with other large provinces is striking. In Ontario, a buyer at $600,000 pays a provincial land transfer tax of roughly $8,475, plus a matching Toronto municipal tax if the home is in the city. Quebec buyers face the taxe de bienvenue — a municipal welcome tax that reaches 1.5% and above on most of the purchase price, levied by the municipality. In British Columbia, the property transfer tax at 2% on most of the purchase price adds up fast.
Saskatchewan’s ISC title fee at 0.4% is not a rebate or an exemption — it’s simply the actual cost, by design. The province has structured its land registry around modest administrative fees rather than a revenue-generating transfer tax. That keeps more money available for your down payment, your move, and your first months as a homeowner.
A note on what your lawyer handles
Real estate transactions in Saskatchewan are handled by a real estate lawyer, who registers the transfer of title and the mortgage on your behalf and pays the ISC fees out of the funds you provide at closing. This is part of their standard conveyancing service.
Ask your lawyer for a closing cost estimate early. In addition to the ISC title and mortgage fees, you’ll budget for legal fees, title insurance (recommended and often required by your lender), property tax adjustments, and any other items specific to your transaction.
Frequently asked questions
Does Saskatchewan charge any form of land transfer tax?
No. Saskatchewan has no provincial land transfer tax. The ISC title transfer fee is an administrative fee for registering the change of ownership in the provincial land registry — not a percentage tax on the transaction itself.
Is there a first-time buyer exemption?
There is no first-time buyer exemption on the ISC title transfer fee in Saskatchewan — but because the fee is already modest compared to a land transfer tax, the impact is much smaller than what first-time buyers in Ontario or BC face.
Do I pay the title fee on the full purchase price?
Yes, the ISC title transfer fee is based on the full purchase price of the property. The mortgage registration fee is separate and based on the mortgage amount.
What exactly is ISC?
ISC stands for Information Services Corporation. It is the Crown corporation that administers Saskatchewan’s land titles registry, personal property registry, and corporate registry. When you register a home purchase in Saskatchewan, ISC is the organization that maintains the official ownership record.
Did ISC change its fees recently?
Yes. ISC adjusted some of its fees effective April 15, 2026. The title transfer fee structure (0.4% of value) was not changed in that update — the April 2026 changes focused primarily on mortgage registration fees and other interest registrations. Always confirm current fees with your lawyer before closing, as schedules can change.
Where can I find the official ISC fee schedule?
ISC publishes its current fee schedule at saskregistries.ca/fees/landtitlesfees. Your lawyer will also provide the exact amounts for your specific transaction.
Sources
- ISC — Land Titles Fees — official ISC fee page, including the April 15, 2026 schedule.
- ISC — Fee Adjustments (April 2026) — official notice of the April 15, 2026 changes to mortgage registration and other fees.
- Saskatchewan Real Estate Law — ISC Pricing Changes (July 2023) — detailed breakdown of the July 2023 fee changes that set the current 0.4% title transfer rate.
This page is for general information only, not legal or financial advice. Fees shown reflect the ISC schedule as of June 2026 and are subject to change. Always confirm the current fees and your closing costs with your real estate lawyer before you commit.